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| | The following is a partial list hi-lighting some of the benefits for qualified members. For the complete plan refer to the
"Plan Booklet" for your respective trade or call and ask to speak to
one of the union representatives.
Health and Welfare**
(Sheet Metal & Sheeter-Decker)
 | No
yearly deductible. |
 | 100% Basic Dental care to a yearly maximum based on
current year's dental
fee guide (Dentures/Crowns-80% coverage, Orthodontics coverage 50% for
dependant children under 18 years of age) |
 | 100% Drug Plan |
 | Eye Exams:
Ontario residents between the ages of 18 and 64
years of age are covered by the Plan for eye exams up to $80.00 every 24 months.
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 | Vision Care up to
$350.00 every 18 months |
 | Paramedical
Practitioners: The per visit amount has been increased to $30.00 per
visit up to 20 visits or $600.00 per year and includes the
following: chiropractors, osteopaths, naturopaths, and podiatrists, as well acupuncturists
and massage therapists have been added. (Ontario Gov't. no longer covers
chiropractic visits, refer to the Plan Administrator for payment as outlined
above) |
 | Major Medical coverage |
 | Weekly Indemnity
$457.00/Week*, but not more than 70% of current weekly salary, call
Plan Administrator for qualifying rules |
 | Short Term & Long Term Disability, see Plan
documents for details and amounts and qualifying rules |
 | Life insurance,
$50,000.00 |
 | Accidental Death,
$50,000.00 |
 | Life Insurance on Spouse $5,000.00 & Children $2,500.00 |
The benefits listed above pertain to
Active members, retired members should call the Plan Administrator for coverage limitations
and pay direct pricing
*Weekly Indemnity is slightly less for 1st & 2nd year sheet metal
Apprentices and Probationary S/D workers
*Benefits may change from time to time, this is a brief summary of some
coverage's, refer to Plan Policy for accurate coverage & benefit description

Health and Welfare** (Roofing)
 | No
yearly deductible. |
 | 100% Basic Dental care to a yearly maximum based on current
year's* dental
fee guide (Dentures/Crowns-80% coverage, Orthodontics coverage 50% for
dependant children under 18 years of age) |
 | 100% Drug Plan |
 | Eye Exams:
Ontario residents between the ages of 18 and 64
years of age are covered by the Plan for eye exams up to $80.00 every 24 months.
|
 | Vision Care up to
$350.00 every 18 months |
 | Paramedical
Practitioners: The per visit amount has been increased to $30.00 per
visit up to 20 visits or $600.00 per year and includes the
following: chiropractors, osteopaths, naturopaths, and podiatrists, as well acupuncturists
and massage therapists have been added. (Ontario Gov't. no longer covers
chiropractic visits, refer to the Plan Administrator for payment as outlined
above) (For Physiotherapy, Psychologists, Speech Therapists call Plan
Administrator) |
 | Major Medical coverage |
 | Weekly Indemnity
$457.00/Week*, but not more than 70% of current weekly salary, call
Plan Administrator for qualifying rules |
 | Life insurance,
$50,000.00 (Active Pre-Apprentice Roofers $35,000.00) |
 | Accidental Death,
$50,000.00 (Active Pre-Apprentice Roofers $35,000.00) |
 | Life Insurance on Spouse $5,000.00 & Children $2,500.00 |
 | Bereavement Fund, partial payment for time off time off for death of specified family
members, see collective agreement) |
**The benefits listed above pertain to
Active members, retired members should call the Plan Administrator for coverage limitations
and pay direct pricing
*Pre-Apprentice Roofers are on 80% of the 2009 Dental fee guide with a
$50.00 annual deductible
*Weekly Indemnity is slightly less for 1st year roofer
Apprentices *Pre-Apprentice roofers are not covered for Weekly
Indemnity
Benefits may change from time to time, this is a brief summary of some
coverage's, refer to Plan Policy for accurate coverage & benefit description

Health and Welfare** (Production
Workers)
 | Plans vary by agreement, consult various agreements for details

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** Active Members must work a specified number of hours to qualify or re-qualify for
coverage
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